Practice Area

Banking & Debt Recovery

Expert Representation Before DRT, DRAT & Under SARFAESI

Practice lead: Adv. Pratap Temgire & Adv. Mayura Maru

Banking and financial disputes require specialised expertise in the complex interplay of recovery laws, tribunal procedures, and debtor-creditor rights. Our Banking & Debt Recovery practice represents banks, financial institutions, and borrowers in recovery proceedings, SARFAESI actions, and NI Act cases.

Our Services

What We Offer

DRT & DRAT Proceedings

Filing and defending recovery applications before Debt Recovery Tribunals (DRT)
Appeals and applications before the Debt Recovery Appellate Tribunal (DRAT)
Recovery suits under the RDB Act
Advisory on debt recovery strategies for lenders

SARFAESI Proceedings

Advisory and representation in SARFAESI (Securitisation and Reconstruction of Financial Assets) actions
Challenging or defending possession and sale notices
Response to SARFAESI notices for borrowers and guarantors
e-Auction representation and related disputes

Section 138 NI Act (Cheque Bounce)

Filing and defending Section 138 complaints
Legal notice drafting and response
Representation in trial courts and appeals
Advisory on compounding and settlement of NI Act matters

Banking Legal Documentation

Review and drafting of loan agreements, mortgage deeds, and pledge documents
Legal opinions on security documentation for lending transactions
Empanelment documentation and advisory for banks and HFCs
Who We Help

Our Clients in This Practice Area

✦Banks and NBFCs seeking to recover overdue loans
✦Borrowers and guarantors facing SARFAESI or DRT action
✦Individuals and companies dealing with dishonoured cheques
✦Financial institutions requiring legal documentation review
⚠ Important to Know

Banking recovery matters are time-bound. Missing statutory deadlines can significantly affect your legal rights. We advise seeking prompt legal counsel upon receiving any bank notice or recovery action.

✦ Bar Council of India — Notice

As per Bar Council of India rules, advocates are restricted from certain practices. This page provides general information only. Viewing this page does not constitute legal advice or create an attorney-client relationship.

Speak With Our Legal Team

Book a confidential consultation to discuss your matter with Adv. Pratap Temgire & Adv. Mayura Maru.

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